Personal Trainer Insurance Options
Updated: May 2, 2019
Train your clients with confidence knowing you’re protected with quality personal trainer insurance. It’s an essential requirement as a personal trainer that you must protect your business and your clients. As claims and lawsuits can lead to hefty financial penalties, insurance must be considered as part of your business planning. Having insurance in place will allow you to focus on developing your clients and helping them achieve their fitness goals.
Types of insurance and why they are required:
Public Liability and professional indemnity
Your job as a PT is to provide advice to your client who in turn will perform the action. However, handing out advice does come with its own risks as your client could sustain an injury. Mistakes happen and accusations get thrown around which is why it is hugely important that you get insurance. Reasons for needing this type of insurance are as follows:
- Injury claims occurring as a result of your negligent advice.
- Incorrect or misleading advice in relation to diet and food preparation.
- Claims arising from your accused inappropriate behaviour.
Premises and equipment
If you own a premises and/or have equipment it is important to get these covered under a business insurance policy. It will protect you against loss / damage / theft etc.
Personal accident / illness
If you’re unable to work due to an accident or illness, this type of policy will pay you a benefit amount which will allow you to still obtain some revenue while you’re unable to work.
How can we help?
We’re able to advise and arrange various covers for your own personal training business. Please contact us and we can discuss your requirements.