Frequently asked questions related to play centre business insurance

 

Why buy insurance for a play centre?

Making sure your business is covered with an insurance policy that meets your needs is vital. The last thing your business needs is to be insured on the wrong basis and then a claim lands, leaving you uninsured and picking up the pieces of a hefty claim. It’s therefore necessary to review the policies in place enabling you to have peace of mind knowing you are correctly covered for your daily business activities.

 

Do you provide advice on business insurance?

Yes. As an independent insurance broker, we advise our clients from the outset, building a policy around your business catering for your needs .

 

Is it a legal requirement that I purchase public liability insurance?

No, it is not a legal requirement to purchase public liability insurance. However, it is highly recommended that you purchase this cover as it covers bodily injury claims and claims for third party property damage. Having public liability insurance in place is a vital coverage for a play centre.

 

Which types of insurance are applicable to my business?

As a base, we generally start with the following coverages:

Public Liability

Employers Liability

Interior decorations / tenants improvements

Contents

 

We also have optional covers which may be of interest such as:

Buildings insurance

Business interruption

Glass

Cyber liability

Terrorism

Loss of license

Professional Indemnity

Legal Care

Employee Dishonesty

 

Speak to one of our advisors to discuss the options available to your business – we understand that each business is unique and will have a different set of needs.

 

What payment options are available?

We have various payment options available to settle the insurance premium:

BACS

Debit / Credit Card

Premium Finance to help with cash flow, spreading the payment over a period of time.